NOTARIAL TRANSACTION · LAND CHARGE

The land charge. Built out furthest.

In creating a land charge the owner encumbers the property in favour of a lender, regularly with submission to immediate enforcement. It is the transaction against which NotarFlow was measured first.

THE PATH THROUGH THE OFFICE

Four stations. NotarFlow works where your hours go.

The lender's request

NotarFlow works here

The lender's charge form comes in. NotarFlow reads it, together with the land register extract and the owners' identity documents.

Draft and fee calculation

NotarFlow works here

Seventeen mandatory fields are populated and tested; whatever is missing or uncertain is shown as a gap and put to you, instead of being filled in silently. The fee calculation follows the statutory table.

Notarial appointment

Your work

Reading out, signing, issuing. Your work.

After the appointment

in part

The catalogue records “in part” for completion here: registration runs through the land registry, transmission to the lender through you. No chain of its own is described in the catalogue — the land charge usually appears inside the purchase chain.

WHAT NOTARFLOW TAKES ON

The building blocks this transaction touches.

The site is organised by transaction, the pricing by building block. Each block can be booked on its own and works on the same matter; what it costs is on the pricing page and not here.

VARIANTS OF THIS TRANSACTION

What is common — and what is the exception.

A variant is the difference you must not guess. Where the deed type catalogue has a line for it, this page says so; where it has none, it says that too.

Lender as creditor, a single owner

common

The only variant evidenced in the catalogue: one owner as a natural person, a lender as creditor, submission to immediate enforcement both in rem and against personal assets, one property on one land register sheet.

Several owners, or a company as owner

common

It occurs, and it is not described as a variant of its own in the catalogue. NotarFlow does not treat an unknown variant as a special case of the known one; it reports it — guessing would be the more expensive mistake here.

Creditor is not a bank

rare

For instance a charge in favour of relatives. Again no line in the catalogue, and again no silent fallback to the known variant.

STRAIGHT TALK

What deliberately stays with you

This section is on every transaction page. Every deed type moves in with your office’s templates — two are ready today, your most frequent one is set up first.

The approval level is granted by the notary

not included

The status is “draft”, not “approved”. The fields are populated, tested and measured against real model runs — but no notary has confirmed them. That level is granted by the notary and not by the development team.

Filing happens through your access

not included

NotarFlow prepares and presents. Filing is done by you, through your own access.

The legal instruction stays with the notary

not included

What submission to enforcement means for the owner is explained by the notary. The system produces text, not instruction.

Your template leads — not ours

not included

What gets filled is the template you have approved. A generic version does not replace it; it is replaced by it.

WHERE THIS STANDS

What the catalogue says about this transaction.

From the deed type catalogue, not from the marketing.

“Draft” means: technically processable, not yet legally signed off. Today no entry in the catalogue carries the status “approved”, and that is not an oversight — no sign-off exists, and the catalogue claims none.

What the building blocks cost

Catalogue entry · grundschuldbestellung
Status in the deed type cataloguedraft
Mandatory fields populated and tested17
Variants in the catalogue1
Notary's sign-offoutstanding
DEMO

See it on a real matter.

Seven days at full scope, without a contract and without an account. Feedback from practice on this transaction is worth more to us than a signature.